ðŸ›Ą Your Health. Your Coverage. Your Peace of Mind.

Get the Health Coverage You Deserve — Without the Hassle

Stop overpaying or going without coverage. Our licensed agents compare plans across the marketplace to find you the best coverage at the lowest cost — and it's completely free to you.

⭐ $0 Cost to you for a quote
⭐ Licensed & Trusted Agents
AmeriShield
Trusted Plans From America's Leading Insurance Carriers
UnitedHealthcare
Anthem
Aetna
Cigna
Humana
Blue Cross Blue Shield
Kaiser Permanente
Oscar Health
Molina Healthcare
Ambetter
Carelon
Medica
UnitedHealthcare
Anthem
Aetna
Cigna
Humana
Blue Cross Blue Shield
Kaiser Permanente
Oscar Health
Molina Healthcare
Ambetter
Carelon
Medica
What You Get With AmeriShield

Real Benefits That Put Money Back in Your Pocket

When you sign up with AmeriShield, you get a personal insurance advocate who works for you — not the insurance companies. Here's what that means for your family.

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100% Free Service
You pay nothing for our help — ever. Our agents are compensated by insurance companies, so the consultation, plan comparison, and enrollment assistance are completely free to you.
$0 out of your pocket
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Lower Premiums & Better Plans
Because we shop the entire marketplace, we find you the most coverage for the least money. Many clients save hundreds per month compared to what they were paying.
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Keep Your Doctors
We check provider networks before recommending a plan, so you can keep seeing the doctors, specialists, and pharmacies you already trust — no surprise switches.
Your doctors, your choice
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Personalized Plan Matching
No two families are the same. Your agent reviews your medications, health needs, budget, and preferred doctors to recommend a plan tailored specifically for you.
Customized to your life
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Subsidy & Savings Help
Many Americans qualify for government subsidies and don't even know it. We check your eligibility and make sure you're getting every dollar of savings available to you.
Maximize your tax credits
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Year-Round Support
Our relationship doesn't end at enrollment. Need to file a claim, change your plan, or have a billing question? Your dedicated agent is a phone call away — all year long.
Ongoing, not one-time

Join thousands of Americans already saving with AmeriShield.

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How It Works

Get Covered in 3 Simple Steps

No paperwork headaches. No confusing jargon. We handle the hard part so you don't have to.

1

Tell Us About You

Call or click to share a few basics — your zip code, household size, budget, and any doctors you want to keep. Takes less than 5 minutes.

Free & Quick
2

We Find Your Best Options

Your licensed agent compares plans across the marketplace, checks your subsidy eligibility, and shows you only the best matches — clearly explained, no fine print.

No Obligation
3

You Choose & We Enroll You

Pick the plan that works for your family. We handle the enrollment paperwork and stay with you for any questions, claims, or changes down the road.

Covered & Protected

Ready to see what you qualify for? It only takes a few minutes.

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What Our Families Say

Real Stories from Real People We've Helped

Every day, we help families find the coverage they need — and the peace of mind they deserve. These are their stories.

★★★★★

"When my husband passed away unexpectedly, I was drowning — not just in grief, but in medical bills he left behind. I had no idea where to turn. My AmeriShield agent, Maria, didn't just find me a plan. She sat on the phone with me while I cried, walked me through every option, and made sure I was covered before the next bill came. She gave me one less thing to be terrified about during the worst time of my life."

Linda M.
Tampa, FL
Saved $4,200/year
★★★★★

"Our 8-year-old daughter was diagnosed with Type 1 diabetes last spring. We were devastated and scared — the cost of insulin alone was going to bankrupt us. AmeriShield found us a plan that covered her endocrinologist, her insulin pump, and all her supplies. For the first time since her diagnosis, my wife and I could breathe again. They didn't just save us money — they saved our family."

James & Rachel T.
Phoenix, AZ
Full pediatric coverage
★★★★★

"I'm a single mom working two jobs. I always thought health insurance was something I just couldn't afford. When I called AmeriShield, honestly, I expected to be told there was nothing in my price range. Instead, they found out I qualified for a subsidy I didn't even know existed. Now my kids and I all have real coverage — doctor visits, prescriptions, everything. I cried when I got my insurance card in the mail."

Destiny R.
Atlanta, GA
$0/month premium
★★★★★

"After 22 years in the Army, I came home with injuries the VA couldn't treat fast enough. I was in pain every day, waiting months for appointments. My AmeriShield agent got me on a plan within a week — I saw a specialist that same month. He didn't treat me like a number. He treated me like a brother. I finally feel like someone in the system actually cares about veterans."

Marcus W.
San Antonio, TX
Specialist within 2 weeks
★★★★★

"They found the tumor during a routine check-up I almost didn't go to. When the diagnosis came — stage 2 breast cancer — my whole world stopped. But my AmeriShield agent, David, didn't stop. He made sure my plan covered my oncologist, my chemo, my reconstruction surgery. He called me every week to check in. Not as an agent — as a human being who genuinely cared whether I was okay."

Patricia N.
Charlotte, NC
Full cancer treatment covered
★★★★★

"My husband needed a knee replacement for years, but we kept putting it off because we were afraid of the cost. We're both retired — living on Social Security. AmeriShield found us a Medicare Advantage plan that covered the surgery with almost nothing out of pocket. He had his surgery last month. Watching him walk without a cane for the first time in five years — I can't put that into words."

Gloria & Robert S.
Scottsdale, AZ
$127 out-of-pocket for surgery
Why Coverage Matters

These Are the Risks You Face Without the Right Coverage

Life doesn't wait for open enrollment. An AmeriShield agent can help make sure you and your family are protected before the unexpected happens.

39%
Of Americans
Will be diagnosed with cancer at some point in their lives. With the right plan, your treatment costs are covered — not catastrophic.
155M
ER Visits
In the U.S. each year. AmeriShield ensures your ER visits are covered so one trip doesn't become a financial emergency.
#1
Heart Disease
Leading cause of death in the U.S. Ongoing cardiac care is expensive — proper coverage keeps you in treatment, not in debt.
Common
Child Fractures
Kids get hurt — it's part of growing up. With family coverage through AmeriShield, you're ready without the financial stress.
Millions
Unexpected Bills
Medical debt is the #1 cause of bankruptcy. The right health plan acts as your financial shield when the bills come.
50%+
Of Adults
Have chronic conditions requiring ongoing care. AmeriShield helps you find plans that cover your prescriptions and specialists.
Protect My Family Today
⭐ Free plan review — see what you qualify for
The Real Numbers

What You Could Owe
Without the Right Plan in 2026

About two-thirds of personal bankruptcies in America are tied to medical expenses. With ACA enhanced subsidies expiring and premiums rising roughly 18% nationally in 2026, having the right coverage has never been more important. That's exactly where AmeriShield comes in — we find you a plan that protects you from these costs.

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$5,000+
Fracture Treatment
Average cost of treating a bone fracture without insurance; surgical cases can exceed $16,000
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$2,700+
ER Visit
Average emergency room visit cost in the U.S. based on 2.5 billion claims — before any treatment
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$13,000–$15,000
Childbirth
Vaginal delivery without insurance; C-sections average $22,000–$26,000 or more
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$150,000+
Cancer Treatment
Average total treatment cost; annual chemotherapy alone can range from $6,000 to over $100,000
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$5,300+
2026 Silver Plan Deductible
Average marketplace deductible — bronze plans run $7,100+, meaning even the insured face large out-of-pocket costs
You Don't Have to Face This Alone
AmeriShield agents find plans that shield you from these costs — and it's completely free to get started.
Get My Free Quote
Don't Wait for the Bill. Get Protected Before It Happens.
Find My Best Plan — Free
Know Your Options

Confused by Plan Types? We Make It Simple.

Choosing between HMO, PPO, Private, and ACA plans is overwhelming — but you don't have to figure it out alone. Your AmeriShield agent explains every option in plain English and recommends the best fit for your needs and budget.

PLAN TYPES AT A GLANCE VS VS VS VS PLAN TYPE HMO Health Maintenance Organization Requires a primary care doctor and referrals for specialists. Lower premiums and out-of-pocket costs, but limited to in-network providers except in emergencies. âœĶ LOWER COST   âœĶ REFERRALS REQUIRED   âœĶ IN-NETWORK ONLY PLAN TYPE PPO Preferred Provider Organization See specialists without referrals and visit out-of- network providers at a higher cost. More flexibility than an HMO but typically comes with higher premiums and deductibles. âœĶ MORE FLEXIBILITY   âœĶ NO REFERRALS   âœĶ HIGHER PREMIUMS PLAN TYPE Private Health Insurance Purchased Directly or Through an Employer Coverage purchased from an insurance company or through an employer — not through a government marketplace. Costs and benefits vary, but ACA- compliant plans must follow federal coverage rules. âœĶ VARIES WIDELY   âœĶ EMPLOYER OR DIRECT   âœĶ ACA RULES APPLY PLAN TYPE "Obamacare" (ACA) Affordable Care Act Marketplace Plans Plans sold through federal or state marketplaces under the ACA. Must cover essential health benefits, cannot deny coverage for pre-existing conditions, and many qualify for income-based subsidies. âœĶ MARKETPLACE   âœĶ SUBSIDIES AVAILABLE   âœĶ PRE-EXISTING OK Not sure which plan is right for you? An AmeriShield agent will walk you through it — for free.
Help Me Choose a Plan — Free
🎖 Veteran Owned & Operated
About AmeriShield

Proudly Veteran Owned and Operated

AmeriShield was founded by veterans who understand the meaning of service, duty, and protecting what matters most. We bring the same discipline, integrity, and commitment we learned in uniform to every family we serve. When you work with AmeriShield, you are working with people who put your needs first — because that is what we were trained to do.

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Service Before Self
Built on military values, we prioritize your family's well-being over everything else. Our agents serve you the way we served our country — with honor.
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Trust & Integrity
We give you honest guidance, not a sales pitch. Our veteran-led team believes in doing what is right for every client, every time.
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Community First
We are committed to strengthening the communities we serve — from fellow veterans and military families to every American who needs a health coverage advocate.
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